Since the start of this blog, I haven't divulged much about the what, why and how of the situation regarding the possible loss of my home. It was just plain ole superstition and anxiety that has kept me quiet. Circumstances changed on Thursday and the the clock has started ticking again. I truly believed our chances were good.....but now..... fear kept me awake most of the night.
During a time when the U.S. economy tanked, living expenses spiraled out of reach. We cut back on food, took light bulbs out of lamps and shut down the heater as often as we could. Physician copayments and medications in the range of $200 - $400 a month caused my checking account to tap into in overdraft account that was only meant for emergencies. Unprepared, I became a virtual medical bankruptcy much faster than I believed it could happen.